Drowning in Debt? Here’s Why You Shouldn’t Wait to Buy a Home in 2025
If you’re struggling under the weight of credit card debt, auto loans, or personal loans — you are not alone.
Today’s average American carries nearly $7,000 in revolving debt, with interest rates sky-high. It’s easy to feel like homeownership is out of reach.
But here’s the truth: waiting could cost you more.
Debt and Homeownership: The Hidden Connection
Mortgage lenders do look at your debts — but they’re focused on your debt-to-income ratio (DTI), not just your credit card balances.
If you have stable income and the right guidance, homeownership may be closer than you think. And once you own, you’re building equity instead of paying rent that never comes back to you.
Why Waiting Could Hurt You
- Some home prices are rising steadily (especially new construction) due to tariffs and inventory shortages.
- Mortgage rates bounce around — looking at mortgage options and locking in now could save you thousands.
- Rent values keeps climbing — every month you wait is money lost.
Solutions You Need to Know
At Bexley Realty Group, we don’t just sell houses — we create custom homeownership game plans.
We connect you with trusted lenders who can work with your situation and craft mortgage approvals tailored to real people — not just perfect credit scores.
➡️ If debt has been holding you back, call Bexley Realty Group at (832) 816-5139 or visit bexleyrealtygroup.com.
We’ll help you find a path forward — even when others say it’s impossible.