You Need More Than a Real Estate Agent. You Need a Team.
Pre-foreclosure situations involve more than just selling a home. There are legal questions, financial decisions, tax implications, credit consequences, and emotional tolls. Bexley Realty Group coordinates with a vetted network of Houston-area specialists — so you have the right expert in your corner at every step.
Foreclosure Defense Attorneys
You have legal rights as a homeowner — and knowing them can change everything. Bexley connects clients with experienced foreclosure defense attorneys who can review your lis pendens, identify procedural errors, negotiate directly with the lender’s legal team, and in some cases, delay or stop the foreclosure entirely.
WHEN TO USE: Immediately after receiving a lis pendens notice, especially if you believe the lender made errors in the process or if you want to explore every option before selling.
HUD-Approved Housing Counselors
FREE to you. HUD-approved housing counselors are federally funded specialists who help homeowners understand their options, communicate with lenders, and navigate the modification or forbearance process. We partner with approved counselors in the Houston area.
WHEN TO USE: If you want to explore keeping your home through a loan modification, repayment plan, or forbearance agreement.
Credit Restoration Specialists
Whether you complete a pre-foreclosure sale, short sale, or loan modification — your credit has likely already taken some damage. Our credit restoration partners help you understand the impact, dispute inaccurate reporting, and build a roadmap to credit recovery.
WHEN TO USE: During or after your pre-foreclosure resolution. Best to start early.
Mortgage Specialists & Loan Modification Experts
Not every pre-foreclosure ends in a sale. For homeowners whose income has stabilized, our mortgage specialist network helps negotiate directly with lenders to restructure loans, establish repayment plans, or pursue forbearance agreements.
WHEN TO USE: If you have steady income and want to keep your home, but need help negotiating with your lender.
Tax Consultants (Foreclosure Debt Relief)
Depending on your situation, forgiven mortgage debt in a short sale can be treated as taxable income by the IRS. Our tax specialist partners help you understand and plan for any tax consequences — and help you take advantage of exemptions.
WHEN TO USE: Before finalizing a short sale or accepting any debt forgiveness from a lender.
Moving & Transition Assistance
When your pre-foreclosure sale closes, you need to move quickly. Bexley coordinates with vetted moving companies and storage facilities in the Houston area who understand these timelines and offer competitive rates.
WHEN TO USE: As you approach your closing date.
Financial Counseling & Budgeting Support
Getting out of pre-foreclosure is step one. Rebuilding financial stability is step two. Our financial counseling partners help you create a post-sale budget, manage your equity proceeds wisely, and create a path toward homeownership again.
WHEN TO USE: Immediately after closing, while your equity proceeds are available to deploy wisely.
Relocation & Rental Assistance
Finding your next home when you’re coming out of a pre-foreclosure situation can be challenging. Our rental assistance partners know which Houston-area landlords and property managers work with clients who have credit challenges.
WHEN TO USE: 30 days before your sale closes.
Need Access to Our Network?
Contact us today for a free consultation. We’ll assess your situation and connect you with the right specialists immediately.