Houston’s Trusted Pre-Foreclosure Specialists

Facing Foreclosure? You Have More Options Than You Think.

Houston homeowners facing lis pendens, default notices, or pre-foreclosure deserve real answers — not empty promises. Bexley Realty Group specializes in pre-foreclosure real estate solutions that protect your equity, your credit, and your dignity. Ask about our 30-45 day full price offer option.

When a lis pendens is filed against your property, the clock starts. Mortgage payments missed. Lender letters piling up. Anxiety about what comes next.

But foreclosure is not the only outcome.

At Bexley Realty Group, we work exclusively with Houston homeowners in pre-foreclosure — before the auction, before the damage to your credit, before you lose your equity. We know the timeline. We know the lenders. And we know how to create a plan that works for YOU.

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If You’ve Received This Notice, You Know the Feeling.

A lis pendens filing. A notice of default. A certified letter from the lender. Whatever brought you here, you’re not alone — and you’re not out of options. Thousands of Houston homeowners face pre-foreclosure every year. Most don’t know what it truly means, how much time they have, or that they may be able to walk away with significant equity intact. By the time they find out, it’s often too late.

Confusion & Fear

You received a legal notice but don’t fully understand what a lis pendens means, what your rights are, or how much time you actually have. The legal language is confusing. The lender isn’t on your side. And you’re not sure who to trust.

Running Out of Time

In Texas, the foreclosure timeline can move quickly. Once the process begins, auction dates can be set. Every week that passes without a plan is a week closer to losing your home — and your equity — at the courthouse steps.

Losing Your Equity

Most homeowners in foreclosure have built significant equity in their home. If the property goes to auction, that equity often disappears — claimed by the lender, fees, and court costs. You deserve to keep what you’ve earned.

Credit Destruction

A completed foreclosure can damage your credit score by 100–150 points and remain on your report for 7 years. This affects your ability to rent, buy again, or even get certain jobs. A pre-foreclosure sale, handled correctly, minimizes this damage significantly.

There Is a Better Way. And We’ve Helped Hundreds of Homeowners Find It.

Bexley Realty Group specializes in pre-foreclosure real estate solutions. We are not a foreclosure mill. We are not a predatory cash buyer offering pennies on the dollar. We are a full-service real estate team that understands the legal timeline, the lender negotiation process, and the Houston market.

Path 1: Pre-Foreclosure Sale

Most Common
  • Sell your home before the foreclosure is complete. Keep your equity. Minimize credit damage.
  • We list your home quickly, price it accurately for the Houston market, and work with your lender’s timeline. Many homeowners walk away with $30,000–$150,000+ in equity they would have lost at auction. Ask about our 30-45 day full price offer option.

  • Who it’s for: Homeowners with equity who need to sell quickly.

  • Timeline: 14–45 days to close.

  • Outcome: Keep equity after payoff.

Path 2: Short Sale Assistance

  • Owe more than your home is worth? A short sale may be your solution.
  • Bexley coordinates the short sale process on your behalf — negotiating directly with your lender to accept less than the full mortgage amount as payment in full. This avoids foreclosure and protects your credit better than auction.

  • Who it’s for: Homeowners underwater on mortgage.

  • Timeline: 60–120 days typically.

  • Outcome: Less damaging than foreclosure.

Path 3: Lender Negotiation

  • Not ready to sell? You may be able to keep your home.
  • Bexley connects you with our vetted network of HUD-approved housing counselors and mortgage specialists who can negotiate directly with your lender for loan modification, forbearance, or repayment plans.

  • Who it’s for: Homeowners whose situation has stabilized.

  • Timeline: 30–90 days for response.

  • Outcome: Potential to keep home.

From First Call to Closing: Here’s Exactly What Happens.

We know uncertainty is one of the hardest parts of pre-foreclosure. That’s why we walk you through every step — no surprises, no pressure, no judgment.

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Free Confidential Consultation (Day 1)

We start with a private, no-obligation conversation. We review your situation — the lis pendens filing date, your mortgage balance, estimated home value, and your timeline. You'll leave knowing exactly where you stand and what your options are. No commitment required.

Property Valuation & Equity Analysis (Days 1–3)

We conduct a full comparative market analysis of your Houston-area home. We calculate your true equity position after mortgage payoff, liens, and costs. You'll know exactly how much money you could walk away with.

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Property Valuation & Equity Analysis (Days 1–3)

We conduct a full comparative market analysis of your Houston-area home. We calculate your true equity position after mortgage payoff, liens, and costs. You'll know exactly how much money you could walk away with.

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Strategy Selection (Days 3–5)

Based on your equity, timeline, and goals, we present your personalized options: pre-foreclosure sale, short sale, or lender negotiation. We explain each path clearly — including the financial outcome and credit impact of each. You make the decision. We execute it.

Rapid Listing & Marketing OR Lender Coordination (Days 5–30)

If selling: We list your home immediately with professional photography, targeted Houston-area marketing, and buyer outreach. Our pre-foreclosure listings attract motivated buyers who can close fast. If negotiating: We immediately engage your lender or connect you with our specialist network.

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Rapid Listing & Marketing OR Lender Coordination (Days 5–30)

If selling: We list your home immediately with professional photography, targeted Houston-area marketing, and buyer outreach. Our pre-foreclosure listings attract motivated buyers who can close fast. If negotiating: We immediately engage your lender or connect you with our specialist network.

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Close & Move Forward (Days 14–60)

We manage the entire closing process — title, lender payoff, document coordination, and disbursement of your equity. When the dust settles, you have money in hand, the foreclosure is stopped, and you can begin your next chapter.

Situations Just Like Yours. Outcomes That Changed Everything.

The following are illustrative scenarios. Names and details are composites for privacy.

The Job Loss

Marcus had worked in the energy sector for 18 years when the layoffs hit. Within 90 days, he’d missed three mortgage payments and received a lis pendens notice on his Houston Heights home.

He had $187,000 in equity — but he didn’t know it. He assumed the foreclosure would take everything.

Bexley conducted a market analysis within 48 hours, listed the property at accurate market value, and received multiple offers within 6 days. Marcus closed 21 days after calling us. He walked away with $162,000 after mortgage payoff and costs.

The Divorce

When Maria and her husband separated, neither could afford the mortgage alone. Payments fell behind. A lis pendens was filed. The situation became an argument, and the home sat while the clock ticked.

Bexley works with both parties in divorce-related pre-foreclosures. We served as a neutral coordinator, communicated with both attorneys, and organized the sale process so neither spouse had to interact directly with the other.

The home sold in 28 days. Both parties received their equity share at closing. The foreclosure was stopped.

The Medical Crisis

After Robert’s wife was diagnosed with a serious illness, the couple’s finances unraveled. Medical bills. Reduced income. Missed mortgage payments. By the time Robert called Bexley, the foreclosure auction was 42 days away.

Bexley immediately connected Robert with a foreclosure defense attorney who filed for a brief delay while the property was listed. We brought in a cash buyer within 18 days. The sale closed 11 days before the auction date.

Robert walked away with $94,000 in equity — money that helped pay medical bills and gave the family breathing room.

The 30-Day Turnaround

David received a Notice of Default and felt paralyzed. He had equity but didn’t think he could sell in time. He contacted Bexley Realty Group to ask about our 30-45 day full price offer option.

Within 48 hours, we listed the home and implemented our targeted marketing strategy. David received a full-price offer in just 12 days.

The sale closed in exactly 28 days — completely avoiding foreclosure, protecting his credit, and allowing him to walk away with his hard-earned equity intact.

Pre-Foreclosure Questions. Honest Answers.

How much time do I have after a lis pendens is filed in Texas?
In Texas, you typically have 60–90 days between a lis pendens filing and a foreclosure auction date, though this can vary. The earlier you act, the more options you have. Contact Bexley immediately after receiving any notice — every day matters.
Will I lose all my equity in foreclosure?
Not necessarily — but you risk significant equity loss if the property goes to auction. At auction, the lender’s debt is paid first. Any remaining proceeds may be distributed to you, but auction prices are often far below market value. A pre-foreclosure sale nearly always results in significantly better financial outcomes.
Does selling before foreclosure hurt my credit?
A pre-foreclosure sale (short sale or standard sale) is significantly less damaging to your credit than a completed foreclosure. A foreclosure can drop your score 100–150 points and remain for 7 years. A pre-foreclosure sale is treated more like a standard real estate transaction and can be far less impactful.
Can I sell my home if a lis pendens has been filed?
Yes. A lis pendens does not prevent you from selling your home — it just needs to be resolved at closing, which is a standard part of the title process. Bexley handles this as part of every pre-foreclosure sale.
What if I owe more than my home is worth?
You may be a candidate for a short sale. Bexley will negotiate with your lender on your behalf to accept less than the full mortgage balance as payment in full. Short sales avoid foreclosure and are significantly less damaging to your credit and financial future.
Do I have to pay Bexley if I can't afford it?
In a pre-foreclosure sale, Bexley’s commission is paid at closing from the proceeds — not out of pocket by you. You pay nothing upfront. We discuss all costs transparently during your free consultation so you know exactly what you’ll walk away with.
What if I want to keep my home?
We will help you explore every option. Bexley connects clients with HUD-approved housing counselors and mortgage specialists who can negotiate loan modifications and repayment plans with your lender. If keeping your home is possible, we want to help you do it.
Is my situation confidential?
Absolutely. Bexley treats every client situation with complete privacy. We never share your information with third parties without your permission, and we conduct all consultations privately and confidentially. You will never be judged for the situation that brought you here.

Get Your Free Pre-Foreclosure Consultation — Before It’s Too Late

Your consultation is 100% confidential and free. We never share your information. No pressure. No judgment. Just answers.

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